Residual interest is the interest that’s accrued on an unpaid credit card balance in the time that you’ve not been paying it. Read to learn how it works, and how you can avoid paying it.
How many credit cards does the average American have, and what types do they have? We’ve compiled industry statistics to answer those questions and more about who’s carrying what cards.
Credit cards exceptional financial instruments. They allow you to buy without any cash and earn rewards while at it. Another interesting feature is the option of adding another person as an authorized user to your card. However, credit card usage does have a huge impact on your creditworthiness. So, does removing your name from a […]
The post How Removing Your Name from a Shared Credit Card Affects Your Credit Score appeared first on Credit Absolute.
Alliant offers the Platinum Rewards Card, this offers 2x points per $1 spent.
There’s nothing fun about declaring bankruptcy, but those who emerge from it can be thankful for the opportunity to rebuild their personal finances without the burden of debt. Unfortunately, bankruptcy also does damage to your credit, making it difficult to get approved for credit cards and other lines of credit. Since credit cards are a… Read More
The post Easiest Credit Cards to Get After Bankruptcy appeared first on Credit.com.
Editorial Note: This content is not provided by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the authorâs alone, and have not been reviewed, approved or otherwise endorsed by the issuer. … Continue reading →
The post Tips to Consolidate Credit Card Debt appeared first on SmartAsset Blog.
Credit cards are a great tool for building credit. They’re easy to use, offer flexibility, and sometimes even reward you for using them. Most also directly impact your credit score and are used by many people to begin building their credit profile. But what if you donât want a credit card or are having trouble… Read More
The post 10 Ways to Build Credit Without a Credit Card appeared first on Credit.com.
App Tally offers a unique approach to debt consolidation – making your credit card payments for you to reduce your interest and save you money. While the service has potential, it may not be right for every kind of cardholder.
Signup for the Chase Sapphire Preferred and get 80,000 points after $4,000 in spend within the first three months.Â
Having a wallet full of plastic can be a big temptation to overspend, which can lead to missed payments and a decreasedÂ credit score. If too many credit cards have you busting your budget, this might be a goodÂ reason for credit card closure. On the flip side, closingÂ a credit card may hurt yourÂ credit score by messing… Read More
The post 5 Reasons for Credit Card Closure appeared first on Credit.com.