Residual interest: What it is and how it works
Residual interest is the interest that’s accrued on an unpaid credit card balance in the time that you’ve not been paying it. Read to learn how it works, and how you can avoid paying it.
Category: Account Management
Credit card ownership statistics
How many credit cards does the average American have, and what types do they have? We’ve compiled industry statistics to answer those questions and more about who’s carrying what cards.
Guide to Tally: Consolidate card payments to beat credit card debt
App Tally offers a unique approach to debt consolidation – making your credit card payments for you to reduce your interest and save you money. While the service has potential, it may not be right for every kind of cardholder.
Two? Seven? Twenty? How many credit cards should I have?
Wondering how many credit cards you should have? Experts say at least two, one from each card network, one from each type of rewards, and no more than you can handle
How to pay rent with a credit card
While paying your rent with a credit card has both benefits – raise your credit score! – and drawbacks – hello, fees – the process is nevertheless becoming easier. Now, tenants have more options and opportunities to charge their rent. Find out if it makes sense for you.
Credit card issuers offer cardholders relief amid coronavirus outbreak
As the coronavirus pandemic continues to shutter businesses across the country and a record number of Americans filing for unemployment, some major credit card issuers are offering relief to their customers. Read on to find out what credit card companies are doing to help.
Can you send money with a credit card?
Sending cash to friends and family? Before you reach for that credit card, keep in mind that you could incur fees or interest and lose the right to initiate chargebacks. Here’s what you need to know about sending money with a credit card.
How to add an authorized user to an American Express card
By adding authorized users to your American Express credit card, you can help friends or family members boost their credit while boosting your own rewards-earning. But this move can leave you with a high credit card bill if your authorized users take advantage of your generosity.
How to add an authorized user to a Wells Fargo card
Adding an additional cardholder can help you earn extra rewards while also boosting their credit, as long as you trust them to spend responsibly.