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Have you ever applied for a credit card, car loan or mortgage? If so, then one of the first things the lender looked at was your FICO score. It has a major impact not only on getting approved in the…
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The post What Do New FICO Changes Mean for Me? appeared first on MintLife Blog.
If youâre unable to pay back a large amount of debt, you might be interested in learning more about debt settlement. Debt settlement works to negotiate with your creditors to forgive all or part of your debt. Throughout this process,…
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The post Understanding Debt Settlement Letters appeared first on MintLife Blog.
3 Reasons To Use Cash (and 3 Reasons To Choose Credit) Credit and debit cards have become so ubiquitous, you’d be forgiven for thinking physical cash is just a couple years away from being declared obsolete and worthless by the…
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The post 3 Reasons to Use Cash and 3 Reasons to Choose Credit appeared first on MintLife Blog.
Your credit score is incredibly important. In fact, this number is so influential on various financial aspects of life that it can determine your eligibility to be approved for credit cards, car loans, home mortgages, apartment rentals, and even certain…
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The post What’s a Good Credit Score? appeared first on MintLife Blog.
Spouse Has Bad Credit? How It Affects You It wasnât until a few months after my husband and I got married that I decided to check both our credit scores. While my husbandâs credit score wasnât horrible, it certainly didnât…
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The post Spouse Has Bad Credit? How It Affects You. appeared first on MintLife Blog.
As you make another large purchase against your credit card, inching closer towards maxing out, you might not realize the negative ramifications this activity will have on your credit score. The same goes for making the odd late payment on…
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The post 6 Damaging Side Effects of Having a Bad Credit Score appeared first on MintLife Blog.
Generally speaking, it takes seven to 10 business days to get a credit card once youâre approved. The specific amount of time can vary as many factors throughout the process affect how fast you receive your card. Getting approved can…
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The post How Long Does It Take To Get a Credit Card? appeared first on MintLife Blog.
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