credit score Archives - Hot List Names

How Removing Your Name from a Shared Credit Card Affects Your Credit Score

February 15, 2021

Credit cards exceptional financial instruments. They allow you to buy without any cash and earn rewards while at it. Another interesting feature is the option of adding another person as an authorized user to your card. However, credit card usage does have a huge impact on your creditworthiness. So, does removing your name from a […]

The post How Removing Your Name from a Shared Credit Card Affects Your Credit Score appeared first on Credit Absolute.

How Much Credit Card Debt is too Much?

February 15, 2021

| No Comments

| Uncategorized

Most Americans haveÂ credit card debtÂ and will die withÂ credit card debt. It’s one of the most accessible types of credit there is, becoming available as soon as you’re financially independent. It’s also one of the most damaging, as tooÂ muchÂ credit card debtÂ could hurt yourÂ credit report, reduce yourÂ credit score, and cost you thousands of dollars in interest payments. […]

How Much Credit Card Debt is too Much? is a post from Pocket Your Dollars.

Easiest Credit Cards to Get After Bankruptcy

February 15, 2021

| No Comments

| Credit Cards

There’s nothing fun about declaring bankruptcy, but those who emerge from it can be thankful for the opportunity to rebuild their personal finances without the burden of debt. Unfortunately, bankruptcy also does damage to your credit, making it difficult to get approved for credit cards and other lines of credit. Since credit cards are a… Read More

The post Easiest Credit Cards to Get After Bankruptcy appeared first on Credit.com.

Tips to Consolidate Credit Card Debt

February 15, 2021

| No Comments

| Credit Cards, Web Design

Editorial Note: This content is not provided by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the authorâs alone, and have not been reviewed, approved or otherwise endorsed by the issuer. … Continue reading →

The post Tips to Consolidate Credit Card Debt appeared first on SmartAsset Blog.

Experian Credit Score vs. FICO Score

February 15, 2021

| No Comments

| Credit Repair

When you think âcredit score,â you probably think âFICO.â The Fair Isaac Corporation introduced its FICO scoring system in 1989, and it has since become one of the best-known and most-used credit scoring models in the United States. But it isn’t the only model on the market. Another popular option is called VantageScore, the product… Read More

The post Experian Credit Score vs. FICO Score appeared first on Credit.com.

What Do New FICO Changes Mean for Me?

February 15, 2021

| No Comments

| Credit Repair

Have you ever applied for a credit card, car loan or mortgage? If so, then one of the first things the lender looked at was your FICO score. It has a major impact not only on getting approved in the…

Full Story

The post What Do New FICO Changes Mean for Me? appeared first on MintLife Blog.

The Magical Third Paycheck: 5 Budgeting Hacks If You’re Paid Biweekly

February 15, 2021

| No Comments

| Budgeting, Credit Card News

Paid biweekly? You get two shots a year to get ahead. Here’s how.

The post The Magical Third Paycheck: 5 Budgeting Hacks If You’re Paid Biweekly appeared first on Discover Bank – Banking Topics Blog.

Moving to the Country? This Overlooked Loan Makes It So Easy

February 14, 2021

| No Comments

| Airlines, Home Design

House hunting in rural areas is becoming more common. If you’re planning a move to the country, a USDA home loan may be a great option for you.

The post Moving to the Country? This Overlooked Loan Makes It So Easy appeared first on Real Estate News & Insights | realtor.comÂ®.

10 Ways to Build Credit Without a Credit Card

February 14, 2021

| No Comments

| Auto Loans, Building Credit, Credit 101, Credit Cards, Mortgage, Student Loans

Credit cards are a great tool for building credit. They’re easy to use, offer flexibility, and sometimes even reward you for using them. Most also directly impact your credit score and are used by many people to begin building their credit profile. But what if you donât want a credit card or are having trouble… Read More

The post 10 Ways to Build Credit Without a Credit Card appeared first on Credit.com.

What Is “Accessible Income” on a Credit Card Application?

February 14, 2021

| No Comments

| Apartment Hunting, Banking, Personal Finance

If you’re applying for a credit card, you might stumble upon this term “accessible income.” In fact, that’s the only situation in which you will come across the term: on a credit card application. So, you need to know what it is. Accessible income is not just income you earn from your regular job. Rather, …

Continue reading “What Is “Accessible Income” on a Credit Card Application?”

The post What Is “Accessible Income” on a Credit Card Application? appeared first on GrowthRapidly.