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Dealing with debt collectors can be a real drag, especially if they’re constantly hounding you to pay up. The Fair Debt Collection Practices Act (FDCPA) protects consumers against harassment from debt collectors but the industry still generates millions of complaints … Continue reading →
The post New Rules May Offer You More Protection Against Debt Collectors appeared first on SmartAsset Blog.
A missed credit card or loan payment can have a seriously detrimental effect on your credit report. The golden rule of using a credit card is to make your payments on time every time, building a respectable payment history, avoiding debt, and keeping your creditor happy. But what happens when you fall behind with your […]
Late Payments, Credit Scores and Credit Reports is a post from Pocket Your Dollars.
I received a civil summons to court from a debt collector claiming I owe them money on a credit card that according to my credit report showed last payment as 2/11/10 I have never gotten anything from this agency regarding this matter and know the sol is 6 yrs in the state I live in, the summons they included a billing statement dated 06/14/11 as their proof of debt I'm assuming but that isn't the date of last activity it was 2/11/10. The 06/14/11 which is also the date on my credit report that they closed the acct. I received this summons on Thursday evening to appear Monday morning please help
When a debt exists there are two parties involved â the creditor, who is the source of the loan, and the debtor, who is the receiver of the loan. If you are a debtor whose…
The post Should I Pay the Debt Collector or Original Creditor? appeared first on Crediful.
Dealing with a bill collector is never fun and it can be particularly stressful when you’re sitting on a mountain of debt. Sometimes debt collectors fail to follow the rules outlined in the Fair Debt Collection Practices Act. If that’s … Continue reading →
The post The Worst Ways to Deal With a Bill Collector appeared first on SmartAsset Blog.
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