Refinance Archives - Hot List Names

Watch Out for Low Mortgage Rates You Have to Pay For

February 14, 2021

| Mortgage, Mortgage Rates, Mortgage Tips, Personal Finance, Refinance

Mortgage rates keep on marching lower and lower, with new records broken seemingly every week. But with all the fervor surrounding mortgage rates, some lenders are playing the âhow low can we appear to goâ game. For example, mortgage lenders may be talking about their lowest rates (with multiple points required), as opposed to offering [&hellip

The post Watch Out for Low Mortgage Rates You Have to Pay For first appeared on The Truth About Mortgage.

The No. 1 Reason Homeowners Refuse to Refinance

February 14, 2021

| No Comments

| Apartment Life

One-third of homeowners say one factor keeps them from pursuing a new, cheaper mortgage.

If a Mortgage Lender Reaches Out to You, Reach Out to Other Lenders

February 12, 2021

| No Comments

| Mortgage, Mortgage Tips, Personal Finance, Refinance

A lot of homeowners are looking to refinance their mortgages at the moment. Thatâs abundantly clear based on the record volume of refis expected this year, per the MBA. And while mortgage rates are in record low territory, thus making the decision to refinance an easy one for most, it still pays to shop around. [&hellip

The post If a Mortgage Lender Reaches Out to You, Reach Out to Other Lenders first appeared on The Truth About Mortgage.

Donât Let Your Current Lender Talk You Out of a Mortgage Refinance

February 4, 2021

| No Comments

| Mortgage, Mortgage Tips, Personal Finance, Refinance

What Iâve seen and heard through the years is certain lenders not being so forthcoming with existing customers wanting to refinance their mortgage. For example, when a homeowner goes to inquire about the âawesome low rates,â their first instinct may be to pick up the phone and call the lender who gave them their current [&hellip

The post Donât Let Your Current Lender Talk You Out of a Mortgage Refinance first appeared on The Truth About Mortgage.

The Top 15 Refinance Questions Answered

February 4, 2021

| No Comments

| Money Tips, Mortgage, Mortgage Tips, Refinance

With mortgage rates at or near all-time record lows, youâve likely pondered a refinance if youâre an existing homeowner. But you probably have a lot of questions too, especially if itâs your first time refinancing a home loan. Letâs clear up some of the confusion by tackling some of the most common refinance questions out [&hellip

The post The Top 15 Refinance Questions Answered first appeared on The Truth About Mortgage.

Mint Money Audit 6-Month Check-In: How Did Michelle Allocate Her Windfall?

February 1, 2021

| No Comments

| Debt, Education, Financial Planning, Frugal Living, Investing, Money Management, Mortgage, Personal Finance, Real Estate, Retirement, Student Loans

In March I offered some financial advice to Michelle, a Mint user who was struggling with debt, a lack of retirement savings and a bit of family financial drama amongst her siblings. Michelle was anticipating a cash bonus from her…

Full Story

The post Mint Money Audit 6-Month Check-In: How Did Michelle Allocate Her Windfall? appeared first on MintLife Blog.

Repossession Credit Scores: What You Need to Know

February 1, 2021

| No Comments

| Credit Repair

One of the harsh truths of secured loans is that your asset can be repossessed if you fail to make the payments. In the words of the FTC, âyour consumer rights may be limitedâ if you miss your monthly payments, and when that happens, both your financial situation and your bank balance will take a […]

Repossession Credit Scores: What You Need to Know is a post from Pocket Your Dollars.

Mortgage Rate vs. APR: What to Watch For

February 1, 2021

| No Comments

| Money Tips, Mortgage, Mortgage Rates

It’s time for another mortgage match-up: “Mortgage rate vs. APR.” If you’re shopping for real estate or looking to refinance, and you’ve seen a certain mortgage rate advertised, you may have noticed a second, similar percentage adjacent to or below that interest rate, possibly in smaller, fine print. But why? Well, one is the mortgage [&hellip

The post Mortgage Rate vs. APR: What to Watch For first appeared on The Truth About Mortgage.

Donât Freak Out About the Recent Mortgage Rate âSpikeâ

February 1, 2021

| No Comments

| Mortgage, Mortgage News, Mortgage Rates, Personal Finance, Refinance

Queue the panic. Mortgage rates have officially spiked and the media is all over it. Yep, the average rate on a 30-year fixed mortgage increased from 2.65% to 2.79% this week, per Freddie Macâs weekly survey. Freddie Mac Chief Economist Sam Khater noted in the weekly news release that mortgage rates have been under pressure [&hellip

The post Donât Freak Out About the Recent Mortgage Rate âSpikeâ first appeared on The Truth About Mortgage.

What Is A Consumer Loan?

January 31, 2021

| No Comments

| Apartment Hunting, Banking, Loans, Mortgage, Personal Finance, Personal Loans, Student Loans

A consumer loan is a loan or line of credit that you receive from a lender. Consumer loans can be auto loans, home mortgages, student loans, credit cards, equity loans, refinance loans, and personal loans. This article will address each type of consumer loans. Get Approved for personal loan today. Types of consumer loans: Consumer …

Continue reading “What Is A Consumer Loan?”

The post What Is A Consumer Loan? appeared first on GrowthRapidly.