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How Much Does a Cosigner Help with Getting Auto Loans or Better Loan Terms?

January 16, 2021

Imagine you’re shopping for a new car and finally find a reasonably priced set of wheels that you like. But when the dealer pulls your credit, that seemingly affordable monthly payment is no longer available to you. Instead, you’re offered a subprime car loan at 10% or even 20% interest because your credit isn’t strong… Read More

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Is Investing During Coronavirus a Good Idea?

January 12, 2021

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| Home Repair, Investing

The coronavirus bear market might look appealing to some. But for many, the economic changes that come with COVID-19 cause anxiety and uncertainty. Investing during coronavirus, when you can buy stock or other assets for lower prices, might sound like mathematical sense, but is it right for you? Start with the information belowâand the advice… Read More

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Red Flags for Credit Cards: 7 Things to Watch for When You Have Bad Credit

January 12, 2021

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| Credit Cards

Letâs say youâre in a bad credit situation, but you need a credit card. It can be hard to qualify for credit cards if your credit isnât up to par. But there are credit cards out there that can help those with bad credit improve their score. Unfortunately, there are also credit cards that can… Read More

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Does Paying Off a Loan Early Hurt Your Credit Score?

January 12, 2021

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| Credit Repair, Debt

Paying off debt to build credit is a pretty well-known strategy. It can help improve your credit score, especially if youâre carrying a large balance on your credit cards. So if you have other types of debt, like car or home loans, paying off those accounts might seem like a step in the right direction…. Read More

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